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Thread Paypal
Wed, May 23 2007 10:29 AMPermanent Link

Can I ask that Elevate Software consider accepting payment using Paypal? I
just went to order the ODBC driver, and found I'd maxed my credit card for
this month. I have funds in the company PayPal account, but no way to use
it. It's becoming more and more common to accept now.

/Matthew Jones/
Wed, May 23 2007 3:23 PMPermanent Link

Tim Young [Elevate Software]

Elevate Software, Inc.

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Email timyoung@elevatesoft.com

Matthew,

<< Can I ask that Elevate Software consider accepting payment using Paypal?
I just went to order the ODBC driver, and found I'd maxed my credit card for
this month. I have funds in the company PayPal account, but no way to use
it. It's becoming more and more common to accept now. >>

I'll have Sam look into it.

--
Tim Young
Elevate Software
www.elevatesoft.com

Wed, May 23 2007 6:23 PMPermanent Link

"Walter Matte"
You can transfer money from PayPal directly to a bank account!  I do.

Walter


"Matthew Jones" <matthew@matthewdelme-jones.delme.com> wrote in message
news:memo.20070523152646.4972N@nothanks.nothanks.co.uk...
> Can I ask that Elevate Software consider accepting payment using Paypal? I
> just went to order the ODBC driver, and found I'd maxed my credit card for
> this month. I have funds in the company PayPal account, but no way to use
> it. It's becoming more and more common to accept now.
>
> /Matthew Jones/

Thu, May 24 2007 4:55 AMPermanent Link

I'm not sure of the relevance of that comment. I know I can do lots with
the money, but what I'd really like to do is buy something from Elevate
Software, and they don't have a PayPal option. It doesn't even have to be
set up on the web site for the start, they just need to set up a suitable
email address to receive my money.

There was a time when PayPal was a low budget vendor indication, but
nowadays big companies are accepting it, and it is becoming mainstream. It
allows people without access to credit cards to spend money too. Since we
have accepted it in our shopping cart, we've had a fair few sales using it
and no problems.

/Matthew Jones/
Thu, May 24 2007 7:36 AMPermanent Link

Roy Lambert

NLH Associates

Team Elevate Team Elevate

<rant mode on>


I have a feud with PayPal. I only use it to buy stuff from eBay, and I use my credit card. Over a couple of years I spent c£1000 and then I'm told I have to become "verified" ie give PayPal access to my bank account. I kept up the battle for a while but all I got was a set of responses from various corporate droids eg

Q. Why should I become verified
A. To improve your standing on eBay

WTF - the vendors seem happy to take my money and send me goods and that's all I wanted.

Eventually I gave up and no longer use eBay or PayPal - shame. If I'd had ONE non-rote response I might have considered it but when drioddom doesn't even have the brains to answer a question apart from regurgitating corporate gibberish I get even more wary of letting them have access to my bank account.

<rant mode off>

Roy Lambert
Thu, May 24 2007 8:02 AMPermanent Link

Dan Rootham
Roy,

<< but all I got was a set of responses from various corporate droids >>

Oh, how much I agree with you! I haven't had dealings with PayPal yet, but I have certainly crossed swords with some UK-based
companies that seem keen to save costs by automating all their responses.  And they are cutting down on staff... and then charging you
$$$ when you try to reach them by phone.

And yes, the correct way to deal with this automated response nonsense is to walk away and find another provider. I did that only
yesterday after trying (and failing) to register a domain name online.  

Regards,
Dan
Thu, May 24 2007 10:38 AMPermanent Link

Well, there are two things. Paypal may have poor service, but given they
are essentially an internet bank, and banks are supposed to rip you off
and give poor service, that is to be expected. Most people find they work
though. Second, in the UK they are required by law to verify you after you
reach a certain level of transaction to comply with the money laundering
regulations. IIRC they don't actually come out and say this, but rely on
the computer to mess you about for a little bit. The basic idea is that
you can't go transferring too much money by unchecked means and that means
verification.

Me, I have found it a great way to pay for things. Instead of waiting for
my company credit card to get some headroom, I can actually pay whatever I
want, to whoever I want, at quite low cost. It is a lot easier than
setting up a bank wire transfer.

/Matthew Jones/
Thu, May 24 2007 11:21 AMPermanent Link

Roy Lambert

NLH Associates

Team Elevate Team Elevate

Matthew

>Well, there are two things. Paypal may have poor service, but given they
>are essentially an internet bank, and banks are supposed to rip you off
>and give poor service, that is to be expected. Most people find they work
>though.

I never complained about the service - that was OK - after all all that they did was take money from my credit card and pass it to the person I was buying from - simple automated computer task.

>Second, in the UK they are required by law to verify you after you
>reach a certain level of transaction to comply with the money laundering
>regulations. IIRC they don't actually come out and say this, but rely on
>the computer to mess you about for a little bit. The basic idea is that
>you can't go transferring too much money by unchecked means and that means
>verification.

That is utter and absolute bollocks! It may be caused by a moron interpreting the (already moronic) legislation but that is about all I can think of. If that principle is applied any shop I use (eg Tesco) must apply the same criteria. PayPal are an intermediary, and as you say, a bank. That does mean that they have certain responsibilities. However, a lifetime limit of £1000 is crazy and weirdly enough, after I'd given up on them my limit was raised to £1700.

Taking into account that I should only have been granted a credit card if I have been checked out already and the fact that my limit was raised and that it is a trivial limit in money laundering terms the whole thing is barmy.

Final point is how does my having a bank account that I've given them a direct debit mandate for have anything to do with money laundering?

>
>Me, I have found it a great way to pay for things. Instead of waiting for
>my company credit card to get some headroom, I can actually pay whatever I
>want, to whoever I want, at quite low cost. It is a lot easier than
>setting up a bank wire transfer.

Can't disagree with any of that.

Roy Lambert
Thu, May 24 2007 1:00 PMPermanent Link

You'll find that a lot of shops do actually limit the amount of cash you
can have now. I read about someone being limited in M&S for example. Yes,
it may be mad, but the ability for you to send lots of untraceable cash to
someone anywhere in the world is what they want to stop. Whether this
procedure actually does anything like that is dubious.

/Matthew Jones/
Thu, May 24 2007 1:31 PMPermanent Link

Roy Lambert

NLH Associates

Team Elevate Team Elevate

Matthew

>You'll find that a lot of shops do actually limit the amount of cash you
>can have now. I read about someone being limited in M&S for example.

I've never had that. The worse I've had is Tesco telling me I can only buy 10 of an item (unless there's loads on the shelf) so that there's some left for other customers.

My (rather jaundiced) view is that the only people these money laundering rules bother is ordinary citizens. Banks just add it to their costs and up their charges. Drug dealers add it to the cost of sales. Works as well as keeping guns out of criminal hands by having a blanket ban.

Roy Lambert
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